There are currently around 1.42 million unemployed people in… You’re reading the blog post Money management if you ve lost your job that was written by and first published on Getting Loans and Credit & Managing Money.
Financial management tends not to be a life goal… You’re reading the blog post The top 10 pieces of money advice every young person should know that was written by and first published on Money Saving Matters – Blog about Loans, Credit & Finance.
Does money make us happy? The obvious answer to… You’re reading the blog post The psychology of money in our pursuit of happiness that was written by and first published on Money Saving Matters – Blog about Loans, Credit & Finance.
Exercise is (usually) a good idea. It can help… You’re reading the blog post How exercising can make you money the apps that turn pounds into pounds! that was written by and first published on Money Saving Matters – Blog about Loans, Credit & Finance.
With the tuition fees cap about to be raised and many students already paying £9,000 a year to go to university, the stakes in higher education are much higher than they used to be. As a result of the enormous financial investment that is now involved in getting a degree, there is an increased focus on the quality of the teaching and whether courses are delivering in terms of results and value for money. Many universities are now bracing themselves for complaints, not just about the courses but the facilities – such as accommodation – too. But what can students really do if they don’t feel that their chosen degree has delivered value for money? Degrees vs. goods and services It’s worth remembering that what students pay for isn’t the degree itself. There’s no guarantee that anyone will walk out of university with the degree that they’re hoping for and no amount of cash spent will (or should) change that. What’s being paid for are the services and facilities that enabl
Technology is truly changing the world – at an increasingly blistering pace. And perhaps nowhere is this more apparent right now than in the world of money and banking. FinTech (finance + tech) is the latest buzzword and represents a huge swathe of innovation when it comes to the way that we bank and manage our money. While online banking is well established as the alternative to going in to your local branch to handle transactions or make balance enquiries this is really just the tip of the iceberg. In terms of the future of money and banking there are some pretty exciting developments on the horizon. Artificial Intelligence Artificial Intelligence (AI) has been identified as a new frontier when it comes to helping us better understand and manage our money. Cleo, for example, is a virtual personal assistant that interacts with users of the app as if it were a real person. Ask it questions, request help and the responses are chatty and emoji-filled (the app is aimed at 20-30 year ol
We re big advocates or people improving their knowledge of financial matters. And the typical level of knowledge is very poor. We ve blogged about this issue before see the related stories below but the reality is that most people are ill-prepared for most of life s major financial decisions. Credit has become so readily available in the last few decades that we hardly give it a second thought. But given that the average indebtedness is around £10,000 per head, that millions of Brits have little if any savings, and millions more have a bad credit rating or serious debt problems there is clearly a need for some light to be shed on the realities of credit. In an attempt to contribute to improving people s knowledge we ve launched a new podcast that we re calling Money Matters and yes this does have at least two meanings. You can find our new personal finance podcast here, or access immediately from the podcast player below. You can also find it on iTunes (search Solution Loans or visit