Many of the money decisions we make today are… You’re reading the blog post Real Life – How to balance your household budgets when living on benefits that was written by and first published on Getting Loans and Credit & Managing Money.
Living in a country like the UK – or… You’re reading the blog post Life inside China’s “Social Credit System” – is Big Brother really watching you? that was written by and first published on Getting Loans and Credit & Managing Money.
Living off the grid sounds like something Jason Bourne… You’re reading the blog post How to live your life off the grid running away from your bad credit rating! that was written by and first published on Getting Loans and Credit & Managing Money.
Debt is part of life in the UK. From… You’re reading the blog post 7 Things about Debt you ought to know! that was written by and first published on Money Saving Matters – Blog about Loans, Credit & Finance.
Credit is a part of life for many of us these days. Credit card debt is one of the fastest growing types of debt with a total of £68.23 billion owed on credit cards, as of March 2017. Sometimes, credit card use seems inevitable – but can you get by without one? It’s perfectly possible to run your life without a credit card. Credit cards in the UK In October 2016 there were 31.5 million credit cards in issue in the UK. Although this may seem like a pretty significant number in a population of 65+ million, by comparison, in October 2016 there were 100.1 million debit cards in circulation. So, in the UK there are almost three times more debit cards being used than there are credit cards. Which indicates that, if you want to run your life without a credit card, you should have no problem doing so. Why live your life without a credit card? There are a plenty of reasons why avoiding a credit card is a positive thing, but do keep in mind that when you use a credit card to make a purcha
The Good Life – being entirely self sufficient – has been a dream for decades. But whether you’re pursuing Tom and Barbara’s 70s hippy vision or something altogether more millennial where do you start when it comes to growing your own and turning green fingers into a great life? Back garden or allotment? If you’re lucky enough to have a fairly sizeable back garden then you’re off to a great start. If you don’t then there’s always an allotment. The idea of an allotment is that you’re allocated a patch of land that you can use to grow. Applications for allotments are made through the local council (search your local council website for details) and availability varies wildly from city to city. Most plots usually come in at between 100 and 300 square metres and will be located with other allotments managed by other local residents. The cost of renting an allotment is low – around £10 per year outside of London. The only complication with allotments is that, in areas
You might think that decluttering is simply tidying up. However, a whole way of thinking has developed behind ideas of decluttering that extends from your physical space, to your mental wellbeing. If 2017 is the year in which you want to see changes to old habits, bad relationships and lacklustre progress, decluttering could be your ticket there. What is decluttering and how can it help? The definition of declutter comes in two parts. The first is “to remove unnecessary items” and the second, “from an untidy or overcrowded space.” So, the central ideas behind decluttering are basically to get rid of what you no longer need to make life less crowded. This has obvious relevance to physical spaces but can go much further than that too. So, what areas of your life can you declutter and what benefits can you expect to see as a result? Your home There are many reasons why a decluttered home might be good for you. From basic hygiene and making spaces easier to clean and access, to ma