Which jobs make us the most satisfied and happy?

If you could do a job that was guaranteed to make you happy, would you? There are many different factors involved in the satisfaction that we get from what we do every day. And, ultimately, we’re all pretty individual in terms of what makes us happy and satisfied, or otherwise. However, 2016 UK Cabinet Office research found that there are some jobs that are a recipe for maximum happiness (and some that aren’t). The research was composed of a number of polls and surveys that challenged employees to rate their overall life satisfaction. The results might surprise you. Top 10 jobs that make people happy

The Top 6 Music Festivals for 2017

Summer is festival heaven. Whether you’re a fan of boutique events in UK woodlands or secret hideaways in Croatia, there are plenty of options to keep every possible type of festivalgoer entertained.  Glastonbury (21st – 25th June) Glastonbury remains the Mother of all music festivals and one that every true festival fan needs to attend at least once. Who’s playing? Radiohead, Ed Sheeran, Katie Perry, Foo Fighters, Solange. Where is it? Down on Worthy Farm in Pilton, Somerset. How do you get tickets? Tickets sell out in a day and most have now already been sold, unless you know someone in a band or you’re prepared to buy a VIP package. Comfort tip: Hire a yurt, don’t camp. The Glastonbury site is notorious for being a mud bath if it rains and Glasto is notorious for taking place on the only rainy weekend in June.. Truck Festival (21st – 23rd July) Self-named “the godfather of the small festival scene” Truck festival is a leading independent event. Offering all the exc

Winners of first Solution Loans short story writing competition announced

Back in January we launched our first short story writing competition (2500 words maximum). We did this as a reaction to all the negative press that personal finance seems to receive these days. Our objective with this competition was to demonstrate the positive and transformational effects that sensibly considered finance can have on people s lives. And we were blown away by the range of ideas and the depth of creativity that was shown in the stories that were sent to us. The competition closed at the end of March and we have just announced the winner and runners up. All received cash prizes and have their stories published on our website. The winning story A New Agenda was remarkable and won the writer Sarah Evans £200. As our judges noted: Sarah’s story takes us straight to the point where our main character is seeking a loan, but leaves us in suspense as to how she plans to use the funds. We liked the characterisation of the old friends as they meet up at a college reunion –

British business owners reveal their financial fears

Solution Loans recently conducted an online study of 1,000 British entrepreneurs in the hopes of learning more about the financial struggles business owners in particular face and which among these are generally considered the most intimidating of the lot. With available options ranging from managing cash flow and maintaining the flow of new business to paying competitive salaries and investing in better processes, we asked participants to share the financial factors they believe cause company owners across the UK the most stress. The results are in, and we’ve recorded them below segmented by business owner gender and geographical location. Topline results: Which of these financial factors do you think cause business owners most stress? Losing existing clients: 64.0% Managing cash flow: 60.0% Continuing to remain profitable: 58.4% Late client payments: 51.9% Maintaining the flow of new business: 48.1% Lack of knowledge of company’s financial situation: 32.0% Managing overheads (e

How to Choose your Charity Giving Website

Giving to charity used to mean handing money over to a collector in the street, putting coins in a box on a bar or counter or sponsoring one of your friends in some energetic endeavour. But as with virtually every other area of modern life, the internet has radically altered the way that charities raise money with a host of online giving sites now allowing you to donate to the charity or charities of your choice within seconds. The two biggest – JustGiving and Virgin Money Giving – are probably the ones that you’ve heard of but there are others who offer all off the same things: they let fundraisers receive donations via their service, just seconds after donors have offered their money. What’s the catch? Most of the charity giving sites make clear that they do charge an admin fee but surveys have shown that most people are unaware that these businesses are in it to make a profit. And while nearly all of them take a cut, the difference in fees between the sites can be signific

New hikes in the cost of student loans

In April of this year, the government announced an inflation rate according to the Retail Prices Index (RPI), of 3.1 per cent. No one really noticed. Why? Well because the RPI hasn’t really had much relevance to most of us since 2003 when it was unofficially replaced as a way of measuring the average price of goods by the Consumer Prices Index (CPI). However, the RPI was once the measure of choice and still remains very relevant for students or those who have recently graduated. For that group of people the RPI increase could be very bad indeed. Why is the RPI affecting students? Although the CPI is now the measure for the average price of goods, it’s the RPI to which student loan interest rates are tethered. And it’s the inflation rate that was recently announced that will be used to calculate how much interest is due to be paid from next September onwards. So, although the reception to the RPI rise was minimal, there are actually hundreds of thousands of people all over the UK

What financial help is available for home improvements?

With the UK housing market showing clear signs of cooling, a lot of people will be thinking about improving their existing property rather than moving to a new one. You might be considering improving the fabric of your home to make it more habitable or energy efficiency measures to save money over the longer term. But money may be tight. So, what grants or other forms of financial help are available if you want to improve your home?