‘Tis the season of budgeting for 2017

There’s a sense that everyone is hungry for Christmas this year. What with all the political upheaval and unsettling events, the distraction of twinkly lights, mulled wine and presents is more than welcome. If you want to make sure that this positive goodwill continues into 2017 then focus on any areas of your life that aren’t quite up to scratch. For many of us, that’s budgeting and finances. With our 2017 budgeting tips you can make sure that you start next year as you mean to go on – with a strong plan and focused resolutions. Go on a cash diet There is an argument that many of us overspend when we use plastic but not if we’re paying with cash. It often seems much more real to hand over actual money and that can help you to keep a tighter hold on your finances. If you have trouble with your spending then start the year on a cash diet. Pay for everything in cash and leave your cards at home for the first three months of the year. You’ll be able to reset any unhealthy hab


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