Top 5 things to help cut your home contents insurance premium

Alongside your home buildings insurance, contents insurance protects your possessions should the worst happen. While home buildings insurance will cover repairs or rebuilding of your home in the event of damage caused by such things as fire or flooding, your possessions inside the home are only covered by contents insurance. You may already have contents insurance either combined with a buildings insurance premium or a standalone policy you may be looking to insure your possessions inside your first home or you simply want to move to a better deal. Whatever your situation, there are steps you can take to reduce the cost of contents insurance but only after you’ve worked out what the minimum amount of cover you require is before you start getting quotes. While it may be tempting to go for the cheapest premium, remember that going down that route might mean that you are not fully covered and, in the event of major damage or theft, the policy might not cover the full cost or repair or


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