Home made beauty treatments

By: Alex Hartley Oct 30, 2015 Home made beauty treatments Beauty is one of the industries that survived the recession, remaining profitable even during the worst moments of financial hardship in the UK. This would indicate that, for many of us, spending on beauty is not something we consider a luxury and looking after hair, skin, nails etc isn’t something we’re willing to forgo. Given the central role that beauty plays in our lives then perhaps its not surprising that retailers have been slowly, stealthily pushing up the prices of the products we love. If you don’t want to compromise your beauty routines but you don’t have the cash to splash then why not try a few of these home made beauty treatments and solutions instead. Olive oil make up remover It may seem like putting oil on your face is a bad idea but olive oil actually naturally dissolves the excess oil on your skin, rather than adding to it. It will also remove your make up (when applied on some cotton wool) without th


The 6 Most Popular Loans

By: Amanda Gillam Oct 27, 2015 The 6 Most Popular Loans With so many types of loans available which are the most popular with people? We’ve taken a look at who applies for which type of loan and here is our top 6 list in infographic form. You can also see the high resolution version of this infographic here. Tags: most popular loans Category: Infographics

Superfoods that don’t cost a fortune

Oct 13, 2014 Blog RSS feed When we think of superfoods, it tends to be in the context of celebrities like Gwyneth Paltrow (and her lifestyle website Goop), or expensive smoothie mixes that claim to enhance everything from sex life to skin. However, you don’t have to spend a fortune when it comes to superfoods, as some of the best, and most effective, are right under your nose every time you go to the supermarket. Peanut butter One of the cheapest of superfoods, peanut butter is packed full of resveratrol, which is a plant compound that has impressive anti ageing properties. Research has also shown that peanut butter could have a part to play in reducing insulin sensitivity too. Eat it off a teaspoon or spread it onto your favourite toasted bread. Anchovies When it comes to fish, it’s normally salmon that gets all the superfoods press but salmon can be pricey to buy. Anchovies are also cold water, fatty fish that contain similarly high levels of good Omega-3 fats and are much cheap

8 Tips for Buy-to-Let Landlords

By: Oliver Jones Oct 21, 2015 8 Tips for Buy-to-Let Landlords Managing your money in the modern world means balancing a combination of debt, credit, investments and budgets. The buy-to-let market tends to encompass all of these things, offering the opportunity for a great investment while also challenging a landlord to managing the cash flow required to provide a good quality rental and reserve budget for all eventualities. It’s often thought of as an easy option when it comes to generating cash but the process is much more involved than simply having the capital to purchase a property. Below are eight tips for those looking to get into this market, or improve a current investment. Tip 1: Is this the right investment for you? The housing market can be a dangerous place for the uninitiated so it’s important to work out whether this is really somewhere that you want to be. This kind of investment is not easy to access – you’ll be tying up your cash for a significant length of ti

Do we define ourselves by how we flash the cash?

By: Alex Hartley Oct 19, 2015 Do we define ourselves by how we flash the cash? Money has long been a taboo subject, something that many of us seem to think is an automatic conversational no no. It’s probably not that polite to go around asking everyone how much they earn, how much debt they have and what their assets are – however, there’s no doubt that it is also useful information to have. For example, we recently blogged about how Kanye West – who is now worth millions – once had to borrow to keep the wolf from the door. That kind of information is interesting because it reminds us that we’re all actually very similar, that debt can be a stepping stone and all of us have the potential to reach our financial goals. So, it’s very interesting when the BBC One series, Britain’s Spending Secrets, comes along a shines a bright light on it all. Emotions and spending Britain’s Spending Secrets was hosted by Points of View presenter Anne Robinson and was relentlessly inves

Make food shopping go further

By: Oliver Jones Oct 15, 2015 Make food shopping go further Food is something that we all need to live, and it can be a great source of pleasure too, whether you’re cooking for yourself or for other people. We are often told via advertising and brand marketing that to have the best, healthiest, tastiest food you need to pay more but that doesn’t have to be the case. There are some simple ways to make your food go further, save money and still enjoy all the taste too! Eat seasonally The term ‘seasonal food’ is often bandied around on cookery shows and in recipe books and has somehow generated the idea that it’s more expensive. In fact, seasonal produce that is local to the UK will be cheaper than anything that has been imported, as there is more of it and it has not had far to travel. Keeping an eye on what is seasonal – and what grows locally – is a great way to expand your food knowledge and reduce your food bills. During autumn look out for seasonal delights such as pumpkin, kal

The true cost of being a student

By: Alex Hartley Oct 12, 2015 The true cost of being a student They say that your university years are some of the best of your life, a time when responsibilities are few and parties are plentiful. While this is certainly true, being a student these days can be a costly enterprise and most people need to consider loans, overdrafts or some form of credit in order to help them through. The vast majority of students will leave university in debt – an Institute for Fiscal Studies report in 2012 averaged this at around £44,000 per student (including course fees) – but what are the real costs of studying full time? Tuition fees Currently, universities can charge between £6,000 and £9,000 in tuition fees and more than half of UK institutions opt for the higher amount. This is without a doubt the most significant cost of being a student and a very good reason not to spend the entirety of your course in the bar. Accommodation The cost of accommodation can vary depending on whether you