Sort your credit rating out with this guide

By: Amanda Gillam Aug 13, 2015 Sort your credit rating out with this guide What’s in your credit file influences your credit rating and your credit score, so you need to make sure you’re looking after it. How you have “behaved” when repaying credit or using services where you pay after use (e.g. some utilities) is captured in your credit file. Your credit file sits at one or more of the UK’s three credit reference companies (Call Credit, Experian and Equifax). For you to keep your lines of credit open and to get reasonable rates you need to make sure your file contains as little “bad news” as possible. Our video guide to managing your credit rating and credit file explains the tools and techniques open to you. You can do more than you might think to influence your ability to get credit in the future.   With Solution Loans you get access to a no-fee broking service and the opportunity to investigate all sorts of options before you decide to apply. Our website has loads of information


Should you consider a doorstep loan?

Oct 13, 2014 Blog RSS feed If you need to borrow a small amount of cash for a relatively short time then you might have automatically thought of a payday loan. But if you need to be able repay the loan over a longer period than a month or don’t have a bank account then a payday loan will not be an option. Perhaps a home credit loan, more commonly known as a doorstep loan, would fit the bill instead. We’ve put together a guide to explain this type of small cash loan in more detail. If you read the guide and watch the accompanying videos you’ll be in a better position to judge if a doorstep loan would suit your circumstances.  The basic principles of a doorstep loan are the same now as they were 100+ years ago when they were invented: You apply online – up to £1000 repayable over a variety of weekly periods (max 52 weeks) If the lender believes they might be able to help then they arrange for an agent to visit you at home (hence the nickname “doorstep loan”) The agent will complete th

Use our Video Guide to Homeowner Loans

Oct 13, 2014 Blog RSS feed With house prices gradually rising the increasing equity in your home may enable you to borrow at a lower rate. If you are considering borrowing a larger amount of money, perhaps to fund some home improvements, then by securing the loan on your house you should be able to borrow at a lower rate. The basic principle is straight forward, but you ought to learn more about the details. So, we’ve put together a guide on homeowner loans which you can watch here. If you watch this and read the relevant pages on this website you will be in a better position to ask the right questions when you talk to a lender. If you apply through Solution Loans then it will cost you nothing to find out what your loan options are. In recent months the competition in the homeowner loan space has increased dramatically and there are some great deals to be had – just be sure you understand the risks associated with this type of loan. is a no-fee broker who puts its