Given The Cold Shoulder By Your Bank – 5 Ways to Still Get a Loan

Banks are choosier now than they ever have been regarding who they are prepared to lend to. Whereas just a few years ago, lenders were seemingly falling over each other to offer great deals to their customers, possession of a bad credit rating, or even no credit rating at all, is often enough to ensure that the bank’s ‘computer says no!’

The reasons are nearly always immaterial, it does not matter if you had the stuffing knocked from your credit rating due to financial problems, or if you still live at home with your parents and have not had the opportunity to establish a credit history, anything less than a perfect credit rating will ensure that banks view you as a high risk borrower.


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