What has happened to all of the trust? Whereas successfully applying for a loan used to be as easy as 1-2-3, nowadays unless you can tick all of the boxes with your current credit rating and history, the chances are you will find obtaining a loan from a High Street lender almost impossible.

There are now a huge number of people based in the UK who are excluded from the very best loan deals because they are viewed as too great a risk by lenders.


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